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next week learning plan was completed in time (see tab languages), and I in good conscience I do have more education and better occasion to deliver.

All commuting to larger towns and knowing their characteristics and especially Capital - they know how much time is spent on public transport (or on their own means of transport) ... If you ask me, every day a minimum of 2-3 hours, so I decided to use this time and since I listen to Harry Potter's November. To auscultate even more with the language (for now only in English), from tomorrow I'm going to introduce diversity in the form of podcasts ... also because that Harry did not end so soon:) And above all, because I was accompanied to English every day and like a cat purred softly in the background. I chose the site partly in solidarity with eTutorem, and partly because it wins the competition - is transparent and friendly. So I conclude from listening to radio crap, repetitive songs and messages about traffic jams and accidents. Time to change the prose of life ... constructive life in prose:)

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TAX? PART 2 HOW TO CHOOSE

Today I will present 3 more other forms of taxation, which may be used in running your own business. Of course, it need not be industry of providing services such as: cleaning and cleaning . Thus, short of: the tax card, general principles and the tax line.

tax card

tax card is the simplest form of settlement, you do not need to lead documentation (if not employed workers), does not consist of tax returns, statements about the amount of earned income and pay income tax withholdings. Amount of the tax are fixed, but you have to pay tax, even if in a given month there was no income.

General - taxation according to the tax of 18% and 32%
pay tax on income understood as revenues less cost of revenues. At a low cost of tax, the actual tax rate is high because the corresponding rates of the tax scale. In this form the operator has the most responsibilities of accountancy (keeping records of tax-revenue and expense ledger, accounts).

tax linear - that is taxed at 19%
the tax line in exchange for the linear tax rate of 19% of taxpayers are not entitled to make almost any deduction from the income tax and business related . Flat tax is not available to taxpayers providing services to former employers as they have provided for them under the employment relationship in this or the previous fiscal year. They can also be selected taxpayers who want to settle together with his spouse. Responsibilities keeping taxpayers filing linearly are the same as the taxpayers filing the tax scale.

more rather describing does not make sense, anyone interested can find a suitable site on the web describing the form of taxation or obtaining such information directly to the tax office.

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I euroKobietą:) - Rate IT Key Competencies

To break out of apathy I decided to run away. Nothing forces you to live and get up in the morning as the additional duties of:) Today I started e-learning computer training, "Key competences for information on the labor market" within the euroKobieta . The course is co-financed by the EU under the HCOP and ends up obtaining a certificate EITCA Key Competencies published by the European Institute for the Certification of Information EITCI based in Brussels. What is true is not the ECDL (European Computer Driving Licence), which I wanted to do, but it's always SOMETHING. In addition, training is free (Although the commercial cost of the certificate is reportedly 4200 zł), spend their time only. So why not take advantage? I could use a solid replay of Office, there are many issues and programs that simply do not know. Anyway ... I'm sure that the training useful to me in both the present and future work.


course includes 480 hours teaching, and the following material:

Compulsory Subjects:

1) Basics work with Microsoft Office Word 2007 ( OpenOffice Writer);
2) Basics of working with Microsoft Office PowerPoint 2007 ( OpenOffice Impress);
3) Basics of working with Microsoft Office Excel 2007 ( OpenOffice Calc).

Optional Courses (choose two):

1) Administration of Microsoft Windows XP Professional/2003;
2) use of information technology in the enterprise and administration;
3) basics of information security;
4) use of Internet technologies ;
5) Internet advertising market and electronic ;
6) Fundamentals of computer graphics;
7) Web Design;
8) Network technologies;
9) Systems of teleworking;
10) Project Management;
11 ) Base data and engineering data;

Training consists of theoretical (lectures), practical (laboratory), and testing. The prerequisite is completion of 180 hours (3 units + 2 optional extra), and sending reports from laboratories and pass multiple-choice tests. Of course I care about the completion of the extended version of the course, which includes all of 480 h. At the completion of this plan, I have 3 months.

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TAX? PART 1

Running your own business taxes associated with them-everyone has to pay, while establishing the company we choose the form of taxation which we want to use.

For us, the best form of taxation, such as a lump sum if-we have a very low cost of its own, a lump sum for services, which has a cleaning company is relatively low - 8.5% , and keeping records of income is not complicated.

Tax rules give us a different method of business taxation:

• general principles that is, by taxing the tax scale with two tax rates of 18% and 32%

• flat tax with a rate of 19%

• lump on registered

• tax card

Mountain on registered

With flat-rate tax is paid as a percentage (20%, 17%, 8.5%, 5.5%, 3%, depending on the type of business)) from the revenue, but not deducted tax costs. Established the obligation for the tax record keeping - records przychodów.Jednak not everyone can pick this tax. There are many limitations and not everyone pays such taxes.

Act of 20 November 1998 on lump sum income tax on certain income earned by individuals. (Journal of Laws No. 144, item. 930 with further. Amended).

lump sum to pay the tax on registered income subject to income individuals with non-agricultural economic activities referred to in Article. 1914 Income Tax Act, including where business is conducted as a private partnership of individuals or companies open to individuals.

In 2011, the lump sum may be paid by taxpayers, who in 2010 earned revenues from business business in an amount not exceeding 150 000 euros (591 975 zł), or received income from activities conducted exclusively in the form of a total revenue of the company from this activity did not exceed the amount of 150 000 euro (591 975 zł).

Mountain may also pay the taxpayers, who will commence operations in the fiscal year and not benefit from tax in the form of a tax card - regardless of the amount of revenue.

From this form of taxation can not use:

• people paying taxes in the form of a tax card

• beneficiaries on the basis of separate regulations, the interim exemption from income tax,

• reaching people in whole or in part income:

• operation of pharmacies,

• business of lending under the pledge (of pawnbrokers),

• activity for buying and selling foreign exchange,

• profession,

• services listed in Annex 2 to the Act, subject to par. 4,

• people producing goods subject to excise duty, on the basis of separate regulations,

• makers pursue activities in the fiscal year:

• after changing the activities carried out independently on the activities carried out the name of both spouses, including the company with her husband,

• activity performed after changing the name of both spouses, including the company with her husband, the activities carried out independently by one or each of the spouses,

• after changing the activities carried out independently by the spouse on the activities carried out independently by the other spouse

• if the spouse or spouses, to name activities which were conducted before the change, pay any of this activity the income tax on the general principles

• person start-ups alone or in the form of a company, if the taxpayer or at least one of the partners, before the beginning of the fiscal year or the year preceding tax year, performed under an employment relationship or cooperative employment actions fall within the scope of the taxpayer or partnership.

enough for today, I know that these are dry facts so I'm sure the entry is not too interesting, but no discussion about what we do not avoid taxes. In the second part I will describe briefly the principle of the tax card, general principles and a flat tax. Our cleaning company as a form of taxation has chosen a lump sum, therefore, on such a tax could write a bit more.

encourage you to follow our blog and leave behind a trace in the form of a commentary.

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(De) motivation progressive ...

suffer from a big drop in motivation, lack of self esteem and I would like to blame for this session ... but not. That's my bad luck, incompetence or something else - at least I would not go into details. For some time now I try not to write on this blog about grief, failures and personal failures - I noticed that these posts make me an even worse mood. Such a conscious de-motivation useless to anyone.

session concluded in the first period. WAS very hard, but summa summarum even mean she is not the worst - it is the only thing that made me happy. Now just wait for better days ...

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what is needed to start their own business

In this post I'd like to present what is needed to establish own business. of course I will concentrate on the sole proprietor, as issued with one run. Of course, for example, is taken cleaning company But on the basis of several steps we will be able to start up with other profiles. So what we need?

first IDEA

no idea can be hard. After all, he's a good idea is not enough, you must have the conviction to what he wants to do and strive persistently for the purpose despite the many obstacles that you encounter on its way. It should go into what is a niche in the market, then we will have more leeway than a business where the market is glutted. Although you can also deal with something on which there is a large market demand.

If we have a vision of his business, it's time to start to implement it, so:

second Business plan and Receiving EU

great privilege that we are in the Union an opportunity to raise funds for our business. If this is our first business is the cash we can get through the employment office, we receive all relevant information and necessary assistance. Seek help from the grant of such measures, we can refer to many companies and institutions that are doing raising money from the European Union, for example http://dlafirmy.info.pl/dotacje/ or http://www.bierzdotacje.pl/dotacje-na-start/dotacje-up/dotacje-na-zalozenie-firmy -w-2011-year / . In Cieszyn such assistance we receive in http://www.zamekcieszyn.pl . For a sole proprietor you can receive up to 40 000 zł., So there is something to fight, but remember, the base is a good business plan. And one more thing, with such funds raised will have to settle for a buck. The loan is refundable, provided it is to stay in business a minimum of 12 months.

Suppose that the securities are complex and you're about to receive the money. Thus, it is time to set up a bank account.

third BANK ACCOUNT

Without it can be hard, so you need to choose a bank in which to create an account, where they transferred the money for services or goods from customers and, more importantly, through an account you can transfer money to Social Security and skarbówki. Besides, without a bank account do not register business, you must provide your account number when submitting documents to the Social Security and the tax office. I will not advise How to choose a bank, on my part, I'll just add that we should not assume a business account, just a private person. The costs of maintaining such an account is then lower.

4.ZŁOŻENIE DOCUMENTS TO THE OFFICE OF THE CITY OR CITIES

All documents can be submitted at the office, and the community for us all continue to do the trick. You must apply for entry to the register and the request for the number regon. All relevant information will get to the office of the municipality or city, adequate to the place you live. Before going to the corresponding box should have a written code of PKD, which determine what kind of intend to conduct business. Search engine can find the codes here .

5th And Social Security SKARBÓWKA

After receiving the necessary documents proving the establishment of a business need to go to the tax office and submit the registration of the company, update your VAT number and select the method of taxation. Then you go to the Social Security office and lodge your application for insurance, and later in a statement of account.

worth noting that during the establishment of the first activities we get a gift in the form of lower insurance in Social Security for 2 years. Currently, this contribution is approximately 360zł per month (+ health insurance and social)

I think this is enough in today's entry, after przebrnięciu formality remains for us to take to work, and above all to promote and advertise your own business, but it is already in another entry.

Have an idea for a business? Or maybe it has already signed up? What were or are your adventures with setting up the business? Share your thoughts in the comments.